Statement of Security and Authorization.

Security Standards

We understand that security is very important to you. We have taken the following steps in both the security of data that is transmitted across the Internet and also the personal information that is stored in our databases.

1. We use Secure Socket Layer (SSL) technology to securely transfer your information across the Internet. This technology encrypts the information you provide, so it's nearly impossible for anyone to read it. This technology is used whenever confidential information, such as your bank account number, is transmitted.

2. We use the highest industry standard for online security, Secure Sockets Layer (SSL) encryption, to secure your online sessions. This process safeguards your session from intruders.

3. The Web application also encrypts sensitive data to conceal your personal identity.

Authorization

Access to your profile first requires that you authenticate through our secure Login Profile system. This is accomplished by entering your unique login and password. You have the ability to change your login and password through your profile under "My Account".

Please help us keep your information safe: protect your login information. Access to sensitive personal and financial information can be gained by letting someone else use your account or by leaving the information for someone else to see. The Oaks will never call you and ask you for your login information. Consider the following when asked for personal information online:

Two things you should know concerning Identity Theft:

1. Phishing is a high-tech scam that uses spam or pop-up messages to deceive you into disclosing your bank account information, passwords, or other sensitive information.
2. Spoofing is pretending to be something it is not, whether an email, website, etc.